India’s premier financial institution, the State Bank of India (SBI), announced an impressive 10% increase in its standalone net profit for the second quarter, which concluded on September 30, 2025. The bank’s profit reached a remarkable ₹20,160 crore, signaling a strong financial period.
This performance represents a significant jump compared to the same quarter last year, when SBI recorded a net profit of ₹18,331 crore.
Overall, the bank’s total income saw a healthy rise, climbing to ₹1,34,979 crore from ₹1,29,141 crore reported in the previous fiscal year’s second quarter. A key driver of this growth was the substantial increase in interest earned, which grew from ₹1,13,871 crore to ₹1,19,654 crore during the period.
Beyond profits, SBI demonstrated improved asset quality. Gross Non-Performing Assets (NPAs) decreased significantly to 1.73% of gross advances by September 30, 2025, a notable improvement from 2.13% a year earlier. Net NPAs, or bad loans, also followed this positive trend, reducing from 0.53% to just 0.42% of total advances.
Looking at the broader picture, the SBI Group, on a consolidated basis, also posted strong results with a 7% profit increase. Their profit for the second quarter, ending September 30, reached ₹21,137 crore, up from ₹19,743 crore in the corresponding period of the previous fiscal year.
The total income for the entire SBI Group similarly expanded, reaching ₹1,75,898 crore during the quarter, an increase from ₹1,63,802 crore in the same period last year.