India Post Payments Bank (IPPB) is a leading public sector bank designed to bring accessible and affordable financial services to every corner of India. Since its launch by Prime Minister Narendra Modi in September 2018, IPPB has expanded its reach, connecting with 1.55 lakh post offices and establishing 650 branches and 3,250 access points nationwide.
IPPB offers a comprehensive suite of services, including savings and current account opening, seamless money transfers, direct benefit transfers, and convenient bill and utility payments. What’s more, you don’t always need to visit a physical branch to manage your funds. This guide will show you how to easily check your IPPB account balance using various digital and offline methods like Mobile Banking, Missed Call Banking, and SMS Banking, all available 24/7. Notably, some of these methods don’t even require an internet connection!
Checking Your IPPB Balance Using Mobile Banking
For instant access to your account details, the official IPPB mobile app is your best bet. Here’s a simple step-by-step guide:
- First, download the official IPPB mobile banking app. You can find it on your device’s app store.
- Open the app and input your IPPB account number, Customer ID (CIF), date of birth, and your registered mobile number.
- Follow the prompts to create a secure mPIN (Mobile Personal Identification Number). This will protect your account.
- An OTP (One-Time Password) will be sent to your registered mobile number. Enter this OTP into the app.
- Once logged in, simply follow the on-screen instructions to view your current account balance.
Check Your IPPB Balance with a Missed Call
No internet? No problem! IPPB’s Missed Call Banking service lets you check your balance with ease. Just follow these steps:
- First, ensure your mobile number is registered for this service. Give a missed call to 9650121379 from the phone number linked to your IPPB Savings or Current account.
- Once registered, simply dial 9910223398 from your registered mobile number. You will receive an SMS with your account balance information shortly after.
Want more details? You can also request a mini bank statement by giving a missed call to 9910285326.
Access Your IPPB Account Info with SMS Banking
For quick balance checks and more, IPPB’s SMS Banking offers a straightforward solution. Here’s how it works:
- Start by registering your mobile number for SMS Banking. Send the message “REGISTER” to 9910228664 from your linked mobile number.
- Once registered, send “BAL” to the same number (9910228664) to instantly receive your account balance via SMS.
Need a summary of your recent transactions? Message “MINI” to 9910228664 for a mini bank statement.
IPPB’s SMS banking also provides crucial security features. If you ever need to freeze your Savings or Current account, simply send FREEZE<SPACE><your 12-digit IPPB account number> to 9910228664. Your account will be frozen without requiring a branch visit. Additionally, you can retrieve your Account and CIF (Customer Information File) details by messaging GETCIF<SPACE><Date of birth in DDMMYYYY format> to the same contact number.